⚠ General Information Only — Consult a Tax Professional
Capital Gains Tax Savings Calculator
Estimate what selling your investment property will actually cost in tax, and see what a 1031 exchange could defer.
Typically 6 to 8 percent of sale price for commissions, fees, and closing costs.
Enter your remaining loan balance to see net cash at closing.
Total depreciation claimed on your tax returns over the holding period. Check your depreciation schedule or Form 8825.
Applies if your modified adjusted gross income exceeds roughly $200,000 (single) or $250,000 (married filing jointly).
Enter your state's rate on capital gains. Leave at 0 if your state does not tax capital gains. See the Tax Rates tab for your state's rate.
Enter your property details and click Calculate to see your tax breakdown and 1031 exchange savings.
Source: Internal Revenue Code (IRC) § 1031; IRS Publication 544 (Sales and Other Dispositions of Assets); IRS Publication 946 (How to Depreciate Property).
This calculator provides an estimate only, not tax advice. It uses simplified assumptions, including a flat 25% rate on depreciation recapture and the federal long-term capital gains bracket you select. Your actual liability depends on your tax return, state of residence, alternative minimum tax exposure, passive activity loss carryforwards, and other factors. Work with a CPA or tax attorney before making a decision to sell or exchange.
General Information Only — Consult a Tax Professional
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